Immediately after an accident (whether it was your fault or not), you as the person involved in the accident should collect evidence as carefully as possible. This includes collecting personal details of witnesses to the accident, taking photos of the accident scene and calling the police.
The person involved in the accident must initially only provide their personal details to the police. Questions about possible physical damage or injuries in particular should not be answered in concrete terms at first so as not to jeopardise potential claims for damages or compensation for pain and suffering.
Even if you are not responsible for the accident, you should contact a lawyer directly, as the costs of the lawyer must always be covered by the other party's insurance.
As the party involved in the accident, you are free to choose both the appraiser and the workshop and do not have to be referred to "independent" appraisers by the opposing insurance company. For damages of EUR 600.00 or more, the expert's costs must also be paid by the other party's insurance company.
As long as your car is in the workshop, you can always hire a car and claim the costs incurred from the other party's insurance company. If you are unable to obtain a replacement car, you may be entitled to compensation for use.
Compensation may be demanded for the following additional costs:
Towing costs
Expert opinion or cost estimate
Expert costs
Repair costs
Legal fees
Impairment
(New) registration costs
Replacement value less residual value (if a replacement vehicle is purchased)
Car hire costs or loss of use
Costs for damaged items
Loss of earnings
lost profit
Medical treatment costs
Medication/Massages
Compensation for pain and suffering (e.g. for whiplash injuries)
Domestic help
Important Note: The content of this article has been prepared to the best of our knowledge and belief. However, due to the complexity and constant evolution of the subject matter, we must exclude liability and warranty. Important Notice: The content of this article has been created to the best of our knowledge and understanding. However, due to the complexity and constant changes in the subject matter, we must exclude any liability and warranty.
If you need legal advice, feel free to call us at 0221 – 80187670 or email us at info@mth-partner.de.
